test类的PaydemoApplicationTests有四个接口的测试
test1: 根据用户id和钱包id，查询返回账户余额
test2: 如果钱包流水和钱包更新创建成功，且第三方成功返回支付页面，显示支付页面
tets3: 如果钱包流水和钱包更新创建成功，且第三方返回为Y，退款成功
test4: 根据钱包id返回流水
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