diff --git a/crates/loans/src/rate_model.rs b/crates/loans/src/rate_model.rs
index 0e95e3cd6a..80af6aaf89 100644
--- a/crates/loans/src/rate_model.rs
+++ b/crates/loans/src/rate_model.rs
@@ -113,8 +113,8 @@ pub struct JumpModel {
 
 impl JumpModel {
     pub const MAX_BASE_RATE: Rate = Rate::from_inner(100_000_000_000_000_000); // 10%
-    pub const MAX_JUMP_RATE: Rate = Rate::from_inner(300_000_000_000_000_000); // 30%
-    pub const MAX_FULL_RATE: Rate = Rate::from_inner(500_000_000_000_000_000); // 50%
+    pub const MAX_JUMP_RATE: Rate = Rate::from_inner(1_000_000_000_000_000_000); // 100%
+    pub const MAX_FULL_RATE: Rate = Rate::from_inner(5_000_000_000_000_000_000); // 500%
 
     /// Create a new rate model
     pub fn new_model(base_rate: Rate, jump_rate: Rate, full_rate: Rate, jump_utilization: Ratio) -> JumpModel {
diff --git a/crates/loans/src/tests/market.rs b/crates/loans/src/tests/market.rs
index 446fe721c7..e971d5af46 100644
--- a/crates/loans/src/tests/market.rs
+++ b/crates/loans/src/tests/market.rs
@@ -38,7 +38,7 @@ macro_rules! rate_model_sanity_check {
                     let mut market = MARKET_MOCK;
                     market.rate_model = InterestRateModel::new_jump_model(
                         Rate::saturating_from_rational(5, 100),
-                        Rate::saturating_from_rational(36, 100),
+                        Rate::saturating_from_rational(101, 100),
                         Rate::saturating_from_rational(37, 100),
                         Ratio::from_percent(80),
                     );
@@ -53,7 +53,7 @@ macro_rules! rate_model_sanity_check {
                     market.rate_model = InterestRateModel::new_jump_model(
                         Rate::saturating_from_rational(5, 100),
                         Rate::saturating_from_rational(15, 100),
-                        Rate::saturating_from_rational(57, 100),
+                        Rate::saturating_from_rational(501, 100),
                         Ratio::from_percent(80),
                     );
                     market
@@ -365,7 +365,7 @@ fn update_rate_model_works() {
                 FOREIGN_ASSET,
                 InterestRateModel::new_jump_model(
                     Rate::saturating_from_rational(5, 100),
-                    Rate::saturating_from_rational(36, 100),
+                    Rate::saturating_from_rational(101, 100),
                     Rate::saturating_from_rational(37, 100),
                     Ratio::from_percent(80),
                 )
@@ -379,7 +379,7 @@ fn update_rate_model_works() {
                 FOREIGN_ASSET,
                 InterestRateModel::new_jump_model(
                     Rate::saturating_from_rational(5, 100),
-                    Rate::saturating_from_rational(15, 100),
+                    Rate::saturating_from_rational(501, 100),
                     Rate::saturating_from_rational(57, 100),
                     Ratio::from_percent(80),
                 )