diff --git a/Bank/AccountViewController.swift b/Bank/AccountViewController.swift
index 921a267..3c062d1 100644
--- a/Bank/AccountViewController.swift
+++ b/Bank/AccountViewController.swift
@@ -15,6 +15,11 @@ class AccountViewController: UITableViewController, AccountHeaderViewDelegate {
     override func viewDidLoad() {
         super.viewDidLoad()
         
+        // Add refresh control
+        refreshControl = UIRefreshControl()
+        refreshControl!.addTarget(self, action: #selector(shouldRefresh), for: .valueChanged)
+        // Listen for when refreshes finish
+        NotificationCenter.default.addObserver(self, selector: #selector(refreshDidFinish), name: ViewController.finishedRefreshingDataNotification, object: nil)
         // Setup header view
         headerView.account = account
         headerView.accountIndex = index
@@ -61,6 +66,18 @@ class AccountViewController: UITableViewController, AccountHeaderViewDelegate {
         }
     }
     
+    // MARK: - Refresh Control Handling
+    
+    @objc func shouldRefresh() {
+        NotificationCenter.default.post(name: ViewController.shouldRefreshDataNotification, object: nil)
+    }
+    
+    @objc func refreshDidFinish() {
+        DispatchQueue.main.async {
+            self.refreshControl!.endRefreshing()
+        }
+    }
+    
     // MARK: - Tap Handling
     
     @objc func tapped(with gestureRecognizer: UITapGestureRecognizer) {
diff --git a/Bank/ViewController.swift b/Bank/ViewController.swift
index 4577e58..5c05946 100644
--- a/Bank/ViewController.swift
+++ b/Bank/ViewController.swift
@@ -9,6 +9,8 @@
 import UIKit
 
 class ViewController: UIPageViewController, UIPageViewControllerDataSource, UIPageViewControllerDelegate, AccountViewControllerDelegate, NoAccountsViewControllerDelegate {
+    static let shouldRefreshDataNotification = Notification.Name(rawValue: "ViewControllerShouldRefreshDataNotificationName")
+    static let finishedRefreshingDataNotification = Notification.Name(rawValue: "ViewControllerFinishedRefreshingDataNotificationName")
     var statusViewController: StatusViewController?
     var statusBarOverlayView: StatusBarOverlayView!
     var isExchanging = false
@@ -38,18 +40,30 @@ class ViewController: UIPageViewController, UIPageViewControllerDataSource, UIPa
         // Listen for and reload on fetched bank account changes
         NotificationCenter.default.addObserver(self, selector: #selector(reloadViewControllers), name: SessionDataStorage.accountsChangedNotification, object: nil)
         
+        // Listen for others wanting data refresh
+        NotificationCenter.default.addObserver(self, selector: #selector(startLoading), name: ViewController.shouldRefreshDataNotification, object: nil)
+        
         setupStatus()
     }
     
     /// Called when we're ready to start finding out about the linked accounts.
-    func startLoading() {
+    @objc func startLoading() {
         PlaidManager.shared.api.getTransactions { (transactions, accounts, error) in
+            let alreadyHasData = SessionDataStorage.shared.accounts != nil
+            if alreadyHasData {
+                // Notify others we finished refreshing
+                NotificationCenter.default.post(name: ViewController.finishedRefreshingDataNotification, object: nil)
+            }
             guard error == nil, let transactions = transactions, let accounts = accounts else {
                 print("Couldn't load bank accounts:", error?.localizedDescription ?? "no error")
-                (self.statusViewController ?? self).showAlert(title: "Couldn't Load Bank Accounts", message: error?.localizedDescription ?? "An unknown error occurred while attempting to load your bank accounts.", actions: [.cancel("Retry") { _ in self.startLoading() }, .normal("Unlink Bank") { _ in
+                func handleRetry(_ action: UIAlertAction) {
+                    self.startLoading()
+                }
+                let actions: [UIAlertAction] = alreadyHasData ?  [.normal("Retry", handler: handleRetry), .cancel] : [.cancel("Retry", handler: handleRetry), .normal("Unlink Bank") { _ in
                     PlaidManager.shared.accessToken = nil
                     self.determineStatus()
-                }])
+                }]
+                (self.statusViewController ?? self).showAlert(title: "Couldn't Load Bank Accounts", message: error?.localizedDescription ?? "An unknown error occurred while attempting to load your bank accounts.", actions: actions)
                 return
             }
             print("Got accounts from server")
diff --git a/README.md b/README.md
index f159415..f3334fd 100644
--- a/README.md
+++ b/README.md
@@ -20,7 +20,7 @@ This app uses the [Plaid API](https://www.plaid.com) to fetch information about
 
 ## IMPORTANT: Production Usage
 
-**This project is meant for personal use.**. If you plan to ship any of the code, [please read this](/production-usage.md) to **ensure you distribute it safely.**
+**This project is meant for personal use.** If you plan to ship any of the code, [please read this](/production-usage.md) to **ensure you distribute it safely.**
 
 ## Reporting Issues