diff --git a/collections/retail/general-notifications/event-general-notifications/account-balance-changed/account-balance-low/sms/en_US/engagement-template.json b/collections/retail/general-notifications/event-general-notifications/account-balance-changed/account-balance-low/sms/en_US/engagement-template.json
new file mode 100644
index 0000000..9c4d900
--- /dev/null
+++ b/collections/retail/general-notifications/event-general-notifications/account-balance-changed/account-balance-low/sms/en_US/engagement-template.json
@@ -0,0 +1,3 @@
+{
+    "message": "Hi {{{user.preferredName}}}, your {{{event.alias}}} balance just went below threshold. The current balance is {{formatAmount event.currentBalance locale}}"
+}
\ No newline at end of file
diff --git a/collections/retail/general-notifications/event-general-notifications/account-balance-changed/account-balance-low/sms/sms_channel-settings.json b/collections/retail/general-notifications/event-general-notifications/account-balance-changed/account-balance-low/sms/sms_channel-settings.json
new file mode 100644
index 0000000..c33502e
--- /dev/null
+++ b/collections/retail/general-notifications/event-general-notifications/account-balance-changed/account-balance-low/sms/sms_channel-settings.json
@@ -0,0 +1,3 @@
+{
+    "from": "BACKBASE"
+}
\ No newline at end of file
diff --git a/collections/retail/general-notifications/event-general-notifications/account-balance-changed/event-general-notifications.json b/collections/retail/general-notifications/event-general-notifications/account-balance-changed/event-general-notifications.json
index 99fcb49..daf9473 100644
--- a/collections/retail/general-notifications/event-general-notifications/account-balance-changed/event-general-notifications.json
+++ b/collections/retail/general-notifications/event-general-notifications/account-balance-changed/event-general-notifications.json
@@ -46,6 +46,18 @@
               "locale": "en_US"
             }
           ]
+        },
+        {
+          "channel": "sms",
+          "channelSettings": "/account-balance-low/sms/sms_channel-settings.json",
+          "isEnabledByDefault": false,
+          "engagementTemplates": [
+            {
+              "path": "/account-balance-low/sms/en_US/engagement-template.json",
+              "templateName": "account-balance-low-sms",
+              "locale": "en_US"
+            }
+          ]
         }
       ]
     }
diff --git a/collections/retail/general-notifications/templates/account-balance-low-sms/content-schema.json b/collections/retail/general-notifications/templates/account-balance-low-sms/content-schema.json
new file mode 100644
index 0000000..03ed6fd
--- /dev/null
+++ b/collections/retail/general-notifications/templates/account-balance-low-sms/content-schema.json
@@ -0,0 +1,33 @@
+{
+    "$schema": "http://json-schema.org/draft-04/schema#",
+    "title": "Account Balance Low Retail",
+    "description": "Action event for sms notifications when account balance is under a specific number(low)",
+    "type": "object",
+    "properties": {
+      "title": {
+        "title": "Title",
+        "type": "string",
+        "metadata": {
+          "placeholderText": "Enter a title (max. 50 chars)",
+          "renderingHint": "textarea",
+          "customErrorMessages" :  {
+            "required": "Please provide a title"
+          }
+        },
+        "default": "Account balance low"
+      },
+      "body": {
+        "title": "Body",
+        "type": "string",
+        "metadata": {
+          "placeholderText": "Enter a body message (max. 2000 chars)",
+          "renderingHint": "textarea",
+          "customErrorMessages" :  {
+            "required": "Please provide a body text"
+          }
+        },
+        "default": "Check your account now!"
+      }
+    },
+    "required": ["title", "body"]
+}
\ No newline at end of file
diff --git a/collections/retail/general-notifications/templates/account-balance-low-sms/template.json b/collections/retail/general-notifications/templates/account-balance-low-sms/template.json
new file mode 100644
index 0000000..4cbf3c9
--- /dev/null
+++ b/collections/retail/general-notifications/templates/account-balance-low-sms/template.json
@@ -0,0 +1,8 @@
+{
+    "name":"account-balance-low-sms",
+    "description":"Sms template for Account Balance Low general notification",
+    "title":"Account Balance Low",
+    "engagement": "general-notification",
+    "channel": "sms",
+    "placeholderGroups":["accountBalanceChanged", "userProfile"]
+}
\ No newline at end of file